Free · 10 questions · 60 seconds
Can you actually afford the damn land?
Everyone keeps asking me how I bought 75 acres on one income. Fine. Let's run YOUR numbers. 10 questions, 60 seconds, and you'll know two things: what land you can afford today, and the exact first step if your dream costs more than that.
The Rules
- Don't judge yourself while filling this out.
- Don't round down because it feels "too much."
- The number at the bottom is almost always better than you think. That's the whole point.
Free. No credit pull. No judgment. Not financial advice — porch math from a woman who did it.
Part 1 · You
What do I call you, future landowner?
Just a first name. A nickname works too.
Part 1 · You
Where do I send your Land Plan?
(You'll see your results right now on this screen either way — the email version is so you don't lose your numbers.)
That email's missing something. Check the @ and the dot.
Part 1 · You
Where's the land?
Pick your country. Currency, prices, rates and the loan rules all change with it.
Part 2 · Your money today
Yearly income (before taxes)
One income is plenty. I bought the first 40 acres on one W-2. Salary, side money, child support, all of it, for the year.
Put a number in. $0 is a real answer too.
Part 2 · Your money today
Where does the month go?
What HAS to go out each month, line by line. Ballpark is fine. Leave a line at 0 if it's not yours. I sort the debts from the bills, so nothing counts twice.
Part 2 · Your money today
Total debt balance
Everything you owe right now, added up. Cards, student loans, car, personal loans. Not a mortgage. Ballpark is fine. (The last screen was what you pay each month; this is what you still owe in total.)
0 is a real answer.
Put a number in. 0 counts.
Part 2 · Your money today
Savings you could put toward land
Cash you could actually touch for a down payment + closing. Not your 401(k).
Put a number in. 0 is allowed.
Part 2 · Your money today
Credit score band
No judgment. This just decides which loans will say yes. ('I don't know' is the most common answer.)
No credit pull. I never ask for an SSN, a birthday, or an account number. Bands only.
Part 3 · The dream
Dream state
Pick one. "Not sure yet" is fine.
Part 3 · The dream
How much land
Part 3 · The dream
What's on it
Part 3 · The dream
Extras
Optional. Tap any that apply.
Most of these move the per-acre price in the math, based on published land-price studies: water on the land and fertile soil cost the most, no neighbors and no utilities cost less. Horse property and Airbnb only change the copy.
Part 4 · Last one
Last one. What's the thing that actually stops you?
Running your porch math… 🐎